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The Smart & Easy Guide To Loans: The Complete Guide Book To Your Credit Score, Home Financing, Mortgages, Car Loans, Student Loans, Credit Repair, Credit Cards & Payday Loans

The Smart & Easy Guide To Loans: The Complete Guide Book To Your Credit Score, Home Financing, Mortgages, Car Loans, Student Loans, Credit Repair, Credit Cards & Payday Loans at Amazon.co.uk


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ISBN: 1493558471 - The Smart & Easy Guide To Loans: The Complete Guide Book To Your Credit Score, Home Financing, Mortgages, Car Loans, Student Loans, Credit Repair, Credit Cards & Payday Loans  
Title:The Smart & Easy Guide To Loans: The Complete Guide Book To Your Credit Score, Home Financing, Mortgages, Car Loans, Student Loans, Credit Repair, Credit Cards & Payday Loans
Author:Darryl Johnson
Publisher:CreateSpace Independent Publishing Platform
Type:Book / Paperback
Publication Date:22 October, 2013
ISBN / ISBN-13:1493558471  /  9781493558476
List Price:£6.21
Your Price:£6.21     Purchase

*  This book is also available, brand-new, from 3rd-party marketplace sellers at Amazon UK, from £6.21.


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Editorial Review / Publisher's Information:

Product Description
Financial lending is what makes the world go 'round. We rely on loan providers to extend us lines of credit for a variety of reasons. From a mortgage, business loan, student loan for education or even a car loan, the bulk of our major purchases are bought on lines of credit. Today's world of finance is as confusing as ever before and getting a loan for the first time can see like a headache-inducing and daunting challenge. In The Smart & Easy Guide to Loans, we are provided with all the information we need to truly understand the lending process. From what we'll need before we even apply for a loan, the basics of the different types of common loans, as well as things to avoid, this guide provides accessible information that helps to simplify this complex process. The guide begins by laying out the information one will need to know before even applying for a loan. One will need an in-depth understanding of their financial situation - from debts to assets and income - so as to determine whether or not they will even be eligible for said loan. Outside of a detailed understanding of one's income and assets, financial standing is probably the most important element when applying for a loan. The guide discusses the importance of the credit report, which is used as a key determining factor in whether or not to extend someone a loan. When it comes to credit score, the guide recommends the following strategy: Obtain the credit report Check it for accuracy Determine the health of the credit score If the credit score needs improvement, create a plan of action towards paying off debts and raising credit score as fast as possible. Different Types of Loans and Eligibility Requirements Loans are extended for a huge number of reasons and one's eligibility depends on credit score, income and assets, as well as the type of line of credit being extended. The most common types of loans are mortgages, student loans, business loans, car loans and credit cards. Mortgages are home loans an


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